Compare universal life insurance costs and see how flexible premiums and cash value growth compare to whole life.
Annual Premium
$2,550
Estimated yearly cost
Monthly Premium
$212.5
Annual ÷ 12
Premium per $1,000
$10
Cost per thousand dollars of coverage
Smoker Status
Non-Smoker
Standard rate applied
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How universal life premiums work
Universal life insurance premiums are calculated based on the cost of insurance (which increases with age), the administrative fees, and the cash value interest rate. The premium shown is an estimate for level-pay universal life. Because universal life policies are flexible, you can adjust your premium payments within certain limits to keep the policy in force or build additional cash value.
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Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.