Estimate your per-trip travel insurance cost based on trip value, traveler age, and destination type.
Estimated Trip Insurance Cost
$200
Per-trip premium
% of Trip Cost
4.0%
Premium as a percentage of trip value
Trip Cost
$5,000
Total prepaid trip expenses
Trip Type
domestic
4% base rate
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How travel insurance premiums work
Travel insurance premiums are calculated as a percentage of your total trip cost. Domestic trips typically have a base rate of 4%, while international trips use 6%. Travelers over 50 face an age surcharge of 20–50%, making it more expensive to insure older travelers on long or costly trips.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.