Estimate your long-term care insurance premium and see total lifetime benefit coverage.
Annual Premium
$69,806
Billed once per year
Monthly Premium
$5,817.17
Estimated monthly cost
Total Lifetime Benefit
$164,250
$150/day × 365 days × 3 years
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Understanding long-term care insurance
Long-term care insurance covers services that health insurance and Medicare typically do not, including nursing home stays, assisted living, and home care aides. The earlier you purchase a policy, the lower your premiums will be. Your daily benefit determines the maximum amount paid per day for covered services, while the benefit period defines how long coverage lasts.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.