Estimate what a life settlement or viatical sale might offer for your unneeded life insurance policy.
Estimated Offer
$412,500
Approximate sale price
Percent of Face Value
83%
Share of the death benefit
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How to read these numbers
The offer is the face value discounted by the time value and risk the buyer takes on. A longer life expectancy or a larger required discount reduces the offer; shorter life expectancy and lower discounts raise it toward the full face value. Compare the estimated offer against your policy's cash surrender value — if the offer is much higher, a settlement can be the better exit.
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Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.