Estimate condo insurance premiums and figure out the right interior and personal property coverage.
Annual Premium
$182
Estimated yearly cost
Monthly Premium
$15
Annual ÷ 12
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How condo insurance premiums are calculated
Condo insurance (HO-6) premiums are based on two main components: the value of your unit's interior structure and the value of your personal belongings. The interior value covers walls, flooring, built-in fixtures, and cabinetry, while personal property covers everything you own inside the unit. Your HOA master policy covers the building exterior and common areas, so condo insurance fills the gap for what you are responsible for inside your unit.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.