Calculate the extra premium of rideshare coverage for Uber or Lyft driving and close your coverage gaps.
Added Annual Cost
$280
Rideshare endorsement surcharge
Total Annual With Rideshare
$1,480
Base + rideshare coverage
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How the rideshare surcharge is calculated
Rideshare endorsement premiums scale with how often you drive. The surcharge uses a 30-hour weekly baseline — drivers under 30 hours pay a proportionally smaller add-on, while the surcharge caps out for full-time drivers. Your final rate also depends on your insurer, state, and driving record.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.