Calculate how much business interruption coverage you need to replace revenue during a shutdown or disaster.
Recommended Coverage
$390,000
Revenue plus fixed costs over recovery
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How to read this number
Business interruption coverage should compensate you for the revenue you lose during a shutdown and keep paying the fixed costs your business owes anyway. Adding the two and multiplying by your expected recovery window gives a solid coverage target. Consider a longer recovery period if your rebuilding needs are complex, and check how your policy defines the coverage trigger.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.