Terms of Service

By accessing InsureCalcora you agree to these terms of service. If you do not agree, please do not use the site.

Use of the site

Our calculators and content are provided for educational and informational purposes. You may use them freely for personal, non-commercial purposes.

No professional advice

InsureCalcora is not an insurance agent, broker, or licensed financial advisor. Calculator results are estimates only and do not constitute quotes, representations of coverage, or personalized recommendations.

Intellectual property

The design, text, and original content of this site are protected by copyright and may not be reproduced without permission.

External links

We link to third-party sites and affiliate partners. We are not responsible for their content, policies, or practices.

Limitation of liability

The site is provided "as is" without warranties of any kind. InsureCalcora is not liable for decisions made based on the estimates produced by its calculators.

Changes

We may update these terms from time to time. Continued use of the site constitutes acceptance of the revised terms.

Last updated: September 2026.