Calculate how much final expense insurance you need to cover funeral costs, debts, and medical bills.
Recommended Coverage
$18,000
Total final expenses
Est. Monthly Premium
$108
Based on ~0.6% rate
Est. Annual Premium
$1,296
Monthly × 12
Coverage Breakdown
$10,000 + $5,000 + $3,000
Funeral + Debts + Medical
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Understanding final expense insurance
Final expense insurance is a simplified whole life policy designed to cover end-of-life costs. It typically offers coverage between $5,000 and $25,000 and does not require a medical exam, making it accessible to seniors. The coverage ensures your family is not burdened with funeral costs, outstanding debts, and medical bills when you pass away.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.