Calculate hospital indemnity premiums and the daily benefit that helps cover hospital stays and copays.
Annual Premium
$467
Estimated yearly cost
Monthly Premium
$39
Annual ÷ 12
Daily Benefit
$200
Paid for each covered hospital day
Advertisement
How to read these numbers
Hospital indemnity premiums rise with your daily benefit and your age, since older policyholders are more likely to be hospitalized. The premium here represents an estimate of the cash benefit cost — multiply the daily benefit by the number of days you expect in the hospital to gauge whether the payout justifies the premium for your situation.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.