Determine how much umbrella insurance you need to protect your assets beyond your auto and home liability limits.
Recommended Umbrella Coverage
Adequate
Existing limits appear sufficient
Minimum Coverage Needed
$750,000
Based on net worth and income
Total Existing Liability
$800,000
Auto + home liability limits
Estimated Annual Cost
$0
Typical umbrella policy rate
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How to read these numbers
The recommended umbrella coverage is the gap between your total asset protection need (the greater of your net worth or 10x income) and your existing auto and home liability limits. Umbrella insurance is one of the most affordable ways to protect significant assets.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.