Compare rental car CDW and liability insurance costs against your existing auto policy coverage.
CDW Total Cost
$140
Waiver cost for the rental period
Covered By Own Policy?
Yes — likely covered
Based on your own car value
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How rental car coverage is compared
The CDW total is simply the daily waiver rate multiplied by your rental days. Whether you need it depends on your existing auto policy: drivers who own a car generally have collision and liability coverage that extends to rentals, while drivers without a car or traveling abroad usually need the CDW. Always confirm with your insurer, since loss-of-use fees are not always reimbursed.
Results are estimates only and should not be considered professional insurance advice. Always consult a licensed insurance advisor before making coverage decisions.