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Term Life Insurance Costs by Age

5 min read

Term life premiums rise as you age. Here's how much you'll pay at 25, 35, 45, and 55 — and how to lock in lower rates.

The exact numbers depend on your age, coverage levels, provider, and location. Use the calculator below to get a personalized estimate in minutes.

Fill in a few quick fields and the calculator will walk you through the math, so you can see exactly how your inputs change the outcome and shop for coverage with confidence.

Try the Term Life Insurance Calculator

Free, no sign-up required \u2014 estimates update instantly.